"Have you ever had to say "No," to a good customer who wanted to borrow money against a mortgage note, a real estate note, annuity or structured settlement… and then watch him go across the street to a competitor and move his assets out of your bank?"

Have you ever lost a customer because you couldn't provide the service he requested? Or, have you ever had to determine the value of a mortgage note, annuity or structured settlement for an estate or trust? Or had to sell a portfolio of performing or non-performing real estate or consumer notes?

Well, now there are ways to provide greater customer service and receive more customer loyalty, more referrals, lower LTV's on your real estate loans and create better quality loans. American Funding Group, a prominent note buyer, will provide your customers with cash by purchasing their real estate notes or business notes, annuities, structured settlements or lotteries. Our services can directly benefit your mortgage loan, commercial loan, consumer loan and trust departments.

• Providing financial counseling
• Increasing your ability to solve customer problems
• Arranging the purchases or appraisal of mortgages, structured settlements and business notes
• Having an alternative to saying, "No", on some marginal loan requests

Positively impact profits by creating:

• Better quality loans by converting periodic income streams into cash, thereby lowering your LTV's, decreasing your exposure, and reducing the chances of default
• Increased deposits
• Greater customer satisfaction, more customer loyalty, more referrals
• The sale of portfolios of performing and non-performing real estate notes and consumer loans

"Working with American Funding was a very pleasant experience. Everyone was so helpful. They went out of their way to solve all the problems that came up. They never seemed to get stressed out. It was great dealing with them." L.R., Little Falls, New York