“We Promise to Treat You With Respect… The Way We Want to be Treated”

And that’s exactly what we’ve been doing since 1989.  Over time, American Funding Group has become one of the most respected note buyers in the country… purchasing thousands of real estate notes, overcoming problems and buying notes which other note buyers couldn’t buy. As you are Finding the right Mortgage Note Buyer, make sure you deal with a mortgage buyer with the best creative and unique approaches geared to solve your problem.

The Most Important Thing for Mortgage Note Holders

when they are looking to sell a mortgage note is getting a fair and competitive offer from a trustworthy, experienced buyer who can close quickly and handle any complexities with professionalism and discretion.

Other key factors that often matter include:

  • Understanding the true value of their note (based on interest rate, payment history, property type, etc.)
  • Working with a buyer who communicates clearly and transparently
  • Avoiding delays and hidden fees
  • Preserving their privacy and financial goals

Kevin Clancy is a seasoned real estate professional, investor, and note buyer with over 30 years of experience helping people across the United States unlock the value of their real estate assets. As President of American Funding Group, Kevin has built one of the nation’s most trusted firms specializing in the purchase of private mortgage notes, deeds of trust, land contracts, and real estate-secured agreements.

Kevin’s journey into real estate began with hands-on investing. Early in his career, he recognized the long-term wealth-building potential of property ownership and creative financing strategies. He became a licensed real estate broker to expand his ability to identify and close profitable investment opportunities. Shortly thereafter, he also became a mortgage broker, giving him a unique dual perspective on both the real estate and lending sides of a deal.

During this time, Kevin became fascinated with the power of owner financing. He realized that private mortgage notes represented a hidden corner of the real estate world—one where investors could generate strong returns while helping private note holders solve real-life problems. From that moment on, he shifted his focus toward buying and managing private mortgage notes.

Over the years, he has purchased thousands of notes across nearly every state in the country. His transactions span the full spectrum: performing, non-performing, first or second liens, and even notes secured by unconventional properties or located in rural markets where others won’t venture.

Kevin’s extensive experience allows him to find solutions where other note buyers see obstacles. Whether it’s a seller-financed note on a manufactured home in a remote area or a second lien with a difficult payment history, Kevin brings an unmatched level of creativity, professionalism, and follow-through to each transaction.

What truly sets Kevin apart is his unwavering commitment to integrity, transparency, and results. At American Funding Group, he’s built a company culture rooted in clear communication, fast responses, and genuine respect for each client’s unique financial situation. Every note holder is treated with the care and attention they deserve—because to Kevin, each note is more than just a financial asset. It’s a personal story, a chapter in someone’s journey, and often a key to helping them achieve greater financial peace of mind.

Under Kevin’s leadership, American Funding Group has earned a national reputation for its ability to close deals quickly, pay fair prices, and take on complicated notes that others won’t touch. The company buys notes directly—eliminating unnecessary broker fees—and handles all the paperwork and logistics to make the process seamless and stress-free for sellers.

A graduate of the U.S. Coast Guard Academy, Kevin brings the same discipline, integrity, and leadership that he honed in military service to his business every day. His decades of experience have made him a go-to expert in the niche world of private mortgage notes—and a lifeline for sellers who need fast, honest solutions.

Whether you’re a private lender, heir to an inherited mortgage note, or a property seller who carried back financing, Kevin Clancy and the team at American Funding Group are ready to help you turn long-term payments into immediate cash—with professionalism, empathy, and a deep understanding of what it takes to succeed in real estate.

what-is-a-note-buyer-mortgage-note-buyers-American-funding-Group

At American Funding Group, we specialize in buying private mortgage notes, deeds of trust, and real estate-secured contracts across the United States. With over 30 years of experience, we’ve helped thousands of note holders turn their long-term payments into immediate cash—often when other buyers couldn’t or wouldn’t step in. Whether your note is in the heart of a major metro or tucked away in a small town, we’re ready to make a fair, no-obligation offer. We buy mortgage notes in the entire country. To get an idea oh how we operate in each state, check out our Florida Note Buyers page or our Texas Mortgage Note Buyers page.

What makes us unique? We don’t shy away from complexity. 

Whether you’re holding a first or second lien, a note with spotty payment history, or a property in a less conventional location, we have the expertise to find a solution. Our personalized approach means you won’t be treated like just another file—we listen, understand your goals, and tailor a purchase plan that works for your timeline and financial needs.

We’ve built our reputation on trust, speed, and flexibility—backed by a deep understanding of local real estate trends from coast to coast. Whether your note is in the heart of a major metro or tucked away in a small town, we’re ready to make a fair, no-obligation offer.

Our company core values are:

1) We do what we say, we’re not afraid to take on challenges and overcome obstacles.

2) We communicate effectively. We’ll keep you updated every step of the way, so you’ll never have to wonder what’s happening.

3) We treat You with respect. We understand that you’re trusting us with one of your largest financial assets, and we’ll treat you accordingly.

Why Choose American Funding Group To Sell Your Mortgage Note?

Are you considering selling your mortgage note? If so, you’re in the right place. American Funding Group is a leading buyer of mortgage notes across the United States. We’ve been in business for over 30 years and have a proven track record of providing fast, fair, and transparent transactions.

We buy mortgage notes nationwide. We’re actively buying notes in every state.

  • We’re direct buyers, not brokers. That means you’ll never have to worry about commissions or fees. We’ll pay you directly for your note.
  • We make the process easy and stress-free. We’ll handle all the paperwork and legwork, so you can relax and enjoy your cash.
  • We’re committed to transparency. We’ll keep you informed every step of the way, so you always know what’s happening.

We have a 5 star Google rating from customer reviews … you can  check out our Google reviews here.

Here is  a sampling of the Google reviews… 

“I was happy with their promptness and professional service. Everything was set up and ready to do when we got to the closing table.“

– D.D.

Bayonet, Florida

You can also visit our testimonial page and see what other customers say about us.

At American Funding Group, our intention is that you receive the best possible outcome from the sale of your mortgage note. 

We hope that your visit to this site provides you with information to make the most well informed and the most intelligent decision for you and your family.

In fact, it is more than an intention,  it our commitment… it is our purpose, and the main reason, we’re so trusted and respected.

We’ll look at all the factors relating to your real estate note. And work very closely with you… to develop a purchase plan tailored for your specific need, creating the most benefit for you. If you want to sell your mortgage note, trust deed or land contract we’ll show you all options which you have. Just fill out the quick form at the top of this page and we’ll respond quickly. Is it time for you to unlock cash and sell a promissory note?

Call Us Today! (772) 232-2383 OR fill out this quick form

I’d like BEST PRICE for ALL or PART of My Note

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