“Courteous & Helpful”
“Thank you, American Funding Group, for all your help on our mortgage sale. Everyone on your team was courteous and you were on top of everything. The transaction was smooth and timely.”
“We Promise to Treat You with Respect… The Way We Want to be Treated”
And that’s exactly what we’ve been doing since 1989. Kevin Clancy founded American Funding Group as a veteran-owned BBB rated A+ mortgage note buying company helping sellers nationwide convert their real estate notes into fair, straightforward cash offers. American Funding Group has purchased thousands of real estate notes, including transactions involving problems or circumstances that required additional experience and creative solutions. As you are Finding the right Mortgage Note Buyer, make sure you deal with a mortgage buyer who takes the time to understand your situation, explain your options, and help you determine what makes sense for you.
⭐ The Most Important Thing for Mortgage Note Holders
When you’re considering selling a mortgage note, the most important thing is getting a fair, honest offer from a buyer you can trust — someone who explains the numbers clearly and can close without delays or surprises.
But there are a few other things note holders tell us they care about just as much:
1. Knowing the true value of your note
Interest rate, payment history, property type, loan balance — all of these affect your offer. A good buyer explains why an offer looks the way it does.
2. Working with a buyer who communicates clearly
No guessing. No chasing people down. You want someone who answers questions, explains next steps, and keeps things simple.
3. Avoiding delays and hidden fees
Many note holders worry they’ll get stuck with unexpected costs or weeks of waiting. With us, you know exactly what your net amount will be — with no fees or commissions ever.
4. Protecting your privacy
Selling a note often involves personal and financial details. You deserve a buyer who handles everything with discretion and respect.
5. Getting the cash you need without the headaches
Most people sell a mortgage note because they want to simplify their life — not manage payments, accounting, tax concerns, or the risk of default.
That’s why we focus on fair pricing, fast communication, and complete transparency — the same way we’ve helped thousands of note holders since 1989.
Kevin Clancy is the President & founder of American Funding Group. He is a seasoned real estate professional, investor, and note buyer with over 30 years of experience working with private mortgage notes and real estate-secured transactions across the United States. As President of American Funding Group, Kevin has built a company specializing in the purchase of private mortgage notes, deeds of trust, land contracts, and other real estate-secured agreements.
Kevin’s journey into real estate began with hands-on investing. Early in his career, he recognized the long-term wealth-building potential of property ownership and creative financing strategies. He became a licensed real estate broker to expand his ability to identify and close profitable investment opportunities. Shortly thereafter, he also became a mortgage broker, giving him a unique dual perspective on both the real estate and lending sides of a deal.
During this time, Kevin became fascinated with the power of owner financing. He realized that private mortgage notes represented a hidden corner of the real estate world—one where investors could generate strong returns while helping private note holders solve real-life problems. From that moment on, he shifted his focus toward buying and managing private mortgage notes.
Over the years, he has purchased thousands of notes across nearly every state in the country. His transactions span the full spectrum: performing, non-performing, first or second liens, and even notes secured by unconventional properties or located in rural markets where others won’t venture.
Kevin’s extensive experience allows him to find solutions where other note buyers see obstacles. Whether it’s a seller-financed note on a manufactured home in a remote area or a second lien with a difficult payment history, Kevin brings decades of experience, creativity, professionalism, and follow-through to each transaction
What truly sets Kevin apart is his unwavering commitment to integrity, transparency, and results. At American Funding Group, he’s built a company culture rooted in clear communication, fast responses, and genuine respect for each client’s unique financial situation. Every note holder is treated with the care and attention they deserve—because to Kevin, each note is more than just a financial asset. It’s a personal story, a chapter in someone’s journey, and often a key to helping them achieve greater financial peace of mind.
Under Kevin’s leadership, American Funding Group has purchased mortgage notes nationwide, including complicated transactions that required additional experience and creative solutions. The company buys notes directly—eliminating unnecessary broker fees—and handles the paperwork and logistics involved in the transaction.
A graduate of the U.S. Coast Guard Academy, Kevin brings the same discipline, integrity, and leadership that he honed in military service to his business every day. His decades of experience give him a deep understanding of private mortgage notes and the real-world situations note holders may face when considering whether to sell.
Whether you’re a private lender, heir to an inherited mortgage note, or a property seller who carried back financing, Kevin Clancy and the team at American Funding Group are ready to help you turn long-term payments into immediate cash—with professionalism, empathy, and a deep understanding of what it takes to succeed in real estate.
At American Funding Group, we specialize in buying private mortgage notes, deeds of trust, and real estate-secured contracts across the United States. With over 30 years of experience, we’ve helped thousands of note holders turn their long-term payments into immediate cash—often when other buyers couldn’t or wouldn’t step in. Whether your note is in the heart of a major metro or tucked away in a small town, we’re ready to make a fair, no-obligation offer. We buy mortgage notes in the entire country. To learn more about how our process works and how you can sell your mortgage note for cash, learn how to sell your mortgage note here
What makes us unique? We don’t shy away from complexity.
Whether you’re holding a first or second lien, a note with spotty payment history, or a property in a less conventional location, we have the expertise to find a solution. Our personalized approach means you won’t be treated like just another file—we listen, understand your goals, and tailor a purchase plan that works for your timeline and financial needs.
We’ve built our reputation on trust, speed, and flexibility—backed by a deep understanding of local real estate trends from coast to coast. Whether your note is in the heart of a major metro or tucked away in a small town, we’re ready to make a fair, no-obligation offer.
Our company core values are:
1) We do what we say, we’re not afraid to take on challenges and overcome obstacles.
2) We communicate effectively. We’ll keep you updated every step of the way, so you’ll never have to wonder what’s happening.
3) We treat You with respect. We understand that you’re trusting us with one of your largest financial assets, and we’ll treat you accordingly.
What One Note Holder Said About Working With Kevin
★★★★★
“Even though I didn’t end up doing business with Kevin, he was able to provide advice and assistance that was truly exceptional.”
“When I do end up needing services in this arena in the future, there is no doubt that I will be reaching out to Kevin and American Funding Group.”
In this case, American Funding Group didn’t purchase the note. Kevin simply helped the note holder understand his situation and options.
Why Choose American Funding Group To Sell Your Mortgage Note?
Are you considering selling your mortgage note? If so, you’re in the right place. American Funding Group purchases private mortgage notes nationwide. We’ve been in business for over 30 years and have a proven track record of providing fast, fair, and transparent transactions.
We purchase mortgage notes in all 50 states. Each note is evaluated individually based on the property, note terms, payment history, and other factors affecting the transaction.
- We’re direct buyers, not brokers. That means you’ll never have to worry about commissions or fees. We’ll pay you directly for your note.
- We help manage the details from evaluation through closing. We’ll coordinate the paperwork, due diligence, and closing process and keep you informed along the way.
- We’re committed to transparency. We’ll keep you informed every step of the way, so you always know what’s happening.
We have a 5 star Google rating from customer reviews … you can check out our Google reviews here.
Here is a sampling of the Google reviews…
You can also visit our testimonial page and see what other customers say about us.
At American Funding Group, our intention is that you receive the best possible outcome for your particular situation — whether that means selling all of your mortgage note, selling only part of it, or deciding that selling isn’t the right choice for you.
We hope your visit to this site gives you the information you need to make a well-informed decision for you and your family.
In fact, it’s more than an intention. It’s our commitment and our purpose: to understand what you’re trying to accomplish, explain your options clearly, and help you make the decision that’s right for you.
We’ll look at the factors that affect your real estate note and take the time to understand what you’re trying to accomplish. Whether you’re considering selling a mortgage note, trust deed, or land contract, we’ll explain the options that may be available — including a full or partial sale — so you can decide what makes sense for you. Just fill out the quick form at the top of this page and we’ll get back to you promptly.
Call Us Today! (772) 232-2383 OR fill out this quick form
📞 Call (772) 232-2383 or Get My Note Quote Now
Frequently Asked Questions About Selling Your Mortgage Note
1. Do you buy mortgage notes nationwide?
Yes. American Funding Group buys real estate notes in all 50 states, including major markets like Texas, Florida, and Michigan. Whether the property is in a large metro or rural area, we can evaluate the note and explain the options that may be available.
2. What types of notes do you buy?
We buy performing and non-performing mortgage notes, deeds of trust, land contracts, and real estate-secured agreements — both first and second liens.
3. How long does the process take?
Most transactions close within four weeks or less, depending on how quickly we receive the required documents. We keep you updated every step of the way.
4. Are there any fees, commissions, or hidden costs?
No. We’re direct buyers, not brokers. We pay all due diligence, document preparation, and recording costs — so your offer is net to you.
5. Can you buy part of my note instead of the full balance?
Yes. You can sell all or part of your note depending on your cash needs and long-term goals. We’ll explain your options clearly before you decide.
6. What makes American Funding Group different from other note buyers?
We’ve been helping note holders since 1989. Veteran-owned and BBB A+ rated, American Funding Group combines decades of experience with a willingness to work through straightforward as well as more complicated note transactions. We focus on clear communication, practical solutions, and treating note holders with respect.