Selling A Note With Owner Financing In Texas – Breaking It Down

If you are reading this post, maybe you’re considering selling a note with private financing in Texas or maybe you’re looking for someone who is selling a note with owner financing. Let’s break down the facts so you understand how this works and so you have all the info you need to move forward.

How Do Real Estate Notes Work

A note is a real estate investment based on a mortgage. It works like this: a home buyer purchases a house and gets a mortgage. The lender provides the mortgage and anticipates the mortgage to be repaid. That mortgage note has value (the future potential repayments) so if the lender wants to access that value, they can sell that note to someone else. A note investor gives money to the lender and, in exchange, is investing the potential of earning those mortgage repayments still to come.

A note is a great way to diversify your investment portfolio out of strictly real estate while still enjoying the potential for cash flow.

What Is Owner Financing

Owner financing is when the owner of an investment carries a mortgage, allowing the buyer to get a loan from them instead of taking out a loan from a bank. Many times, sellers sell their house with owner financing, accepting regular “mortgage” payments paid to them over time instead of to a bank.

For the buyer, owner financing is helpful especially if the buyer is purchasing an investment and doesn’t have the capital or credit for a bank loan or doesn’t want to spend all of his capital at once but would rather spread out the payments.

For the seller owner financing is an excellent way to create an annuity with monthly income and spread his IRS tax burden over several years.

Selling A Note With Owner Financing In Texas

If you’ve been searching for information about selling a note with owner financing, chances are you’re looking for any of the following possibilities, which may seem confusing.

  1. You have an owner financed note and you’re looking to sell it to an investor, so that the note investor then receives the income from that note. That is your sole interest.
  2. Or maybe, are looking for a note investor who is selling a note with owner financing in Texas, so you receive that monthly income, creating an annuity for yourself. That is you are looking to buy a seller financed real estate note.

As you can see, it’s potentially quite complicated and there are many shades of meaning to the simple phrase: “selling a note with owner financing in Texas”.

Fortunately, we’re here to help sort it all out. Just pick up the phone and give us a call at (772) 232-2383. We will walk you through the process of selling a note with owner financing in Texas. To start the process, just fill out the form below or call us at 772-232-2383.

I'd like BEST PRICE for ALL or PART of My Note

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Looking To Sell Your Mortgage Note?

We can help. Just give us a call or submit the form below and we'll evaluate your note and make you a fair cash offer.