Working with American Funding Group & Kevin Clancy was seamless, from start to finish. As a note buying expert, Kevin delivered exactly as promised—quick turnaround, transparent communication, and zero surprises. The entire process was efficient, and I felt confident with every step. Looking to sell a note? This is the team to trust. Fast, reliable, and truly professional. J.R. San Diego, CA
Sell Your California Mortgage Note— Even If Others Said “No”
Do you own a private mortgage note or deed of trust secured by California real estate? Whether it’s a single-family home in San Diego, a duplex in Sacramento, or a rental property in Riverside, American Funding Group is ready to make you a fair offer — fast.
Veteran-owned and operated since 1989
30+ years buying California mortgage notes — no brokers, no fees
BBB A+ Rated | 5.0★ Google Reviews| Chamber of Commerce Reviews
Personalized solutions — we handle complex or “hard-to-sell” notes
Fast closings (usually within 4 weeks) and clear communication every step
✔ Get a Fair Offer Within 24 Hours
✔ Close in as Little as 21 Days
✔ Sell All or Just a Portion of Your Note
✔ No Fees or Hidden Costs
Why Sell Your California Mortgage Note Now?
California’s real estate market has been on a rollercoaster — with property values shifting quickly in areas like the Bay Area, Orange County, and even the Central Valley. For note holders, that means more risk, more uncertainty, and sometimes, more stress.
Are you…
- Tired of chasing down payments?
- Dealing with tax paperwork and reporting headaches?
- Concerned about property values or foreclosure risks?
- Ready to cash out and reinvest elsewhere?
We’re here to help. Whether your note is performing, non-performing, or somewhere in between, we’ll work with you to craft a purchase plan that fits your needs.
To get started… to free up cash from your trust deed, fill out the form on this website. Then the hassle, the stress, the waiting for your money – ALL OF IT—could be OVER in a few short weeks (see how below).
What Kind of Notes Do We Buy in California?
At American Funding Group, we buy most types of real estate-secured notes throughout the Golden State — including those that other buyers might pass on.
We purchase:
- First & Second Mortgage Notes
- Trust Deeds & Deeds of Trust
- Contracts for Deed (aka Land Contracts)
- Agreements for Deed
- Business Notes secured by property
- Chattel Mortgages
- Residential & Commercial Notes
- Note Portfolios
- Non-Performing Notes
If you’re holding a trust deed in California, from Los Angeles to Modesto, from Fresno to Ventura — give us a call. We’ve likely dealt with a note just like yours before… and closed it.
Why Work with American Funding Group?
We’re not just note brokers — we’re experienced real estate note investors who have been buying mortgage notes since the early 1990s.
Here’s what makes us different:
- 🏆 Experience That Counts: 30+ years of navigating complex notes and helping sellers cash out successfully.
- 💰 Flexible Payment Options: Sell all your remaining payments — or just a portion.
- ⚖️ Problem-Solvers: We find creative solutions for notes with issues (title problems, past-due payments, odd terms, etc.).
- 💼 Professional Service: We make the process smooth, transparent, and hassle-free from start to finish.
- 📞 Personal Support: You’ll work directly with our team. Real people. Real experience. Real help.
Whether you’re in bustling San Francisco or a quiet part of Kern County, we’re ready to help you unlock the value trapped in your real estate note.
About American Funding Group
I’m Kevin Clancy, Company President. I am a graduate of the US Coast Guard Academy. After years of military service and high-level corporate financial experience, I’ve dedicated myself to helping people prosper in real estate as one of America’s most trusted mortgage note buyers.
Our company’s core values are:
1) We do what we say, including overcoming obstacles other note buyers can’t overcome.
2) We communicate with you every step of the way so that we can close your sale ASAP.
3) And most importantly… “We treat You with respect because that’s the way we want to be treated.” That attitude has helped us become one of the most trusted note buying companies.
Here’s How It Works — Quick & Easy
- Contact Us
Call (772) 232-2383 or fill out the short form below to tell us about your note and the property securing it. - Get a Cash Offer
Within 24 hours, we’ll evaluate your note and send you a fair, no-obligation offer. - Close in as Little as 21 Days
Once you accept, we handle everything — title work, paperwork, and processing — and you receive your funds fast.
✅ You pay nothing.
✅ No hidden fees.
✅ Just a smooth, stress-free sale.
We’re Buying Notes in These California Markets (and Many More):
Palm Springs, Riverside, Modesto, Bakersfield – We’ve seen it all!
Los Angeles – High-value notes, legacy seller-financing, and growing demand
San Diego – Popular with second homes and seller-financed properties
Fresno & Central Valley – Fast-growing areas with investor activity
Sacramento – A hotspot for owner-financed deals
Bay Area – Unique, high-dollar notes and complex buyer scenarios
Get Started Now — Free, Fast, and Secure
Let’s talk about how to put your California trust deed or mortgage note to work for you — today. Let’s make this the smoothest transaction you’ve ever had. Also please reach out to us if you want to sell a real estate note in another state.
📞 Call us directly at (772) 232-2383
📩 Or fill out the short form below to get your fast cash offer.
We Are California Note Buyers… So Let’s Chat at (772) 232-2383! Or, Get Started Below.
📞 Call (772) 232-2383 or 💬 Get My Note Quote Now →
Or Give Us A Call Now At: (772) 232-2383
Some Top California Markets: | Los Angeles|San Diego |
Frequently Asked Questions
1. Can I sell just a portion of my note instead of the entire thing?
Yes — many sellers choose to sell part of their remaining payments (for example, the next 60 payments) and retain the rest. This gives you cash now while still holding some future income.
2. What types of notes will you buy in California?
We purchase a wide variety of real-estate secured notes throughout California, including first and second mortgages, deeds of trust, land contracts (agreements for deed), owner-financed contracts, commercial property notes, performing and non-performing notes.
3. How is the value of my note determined?
The purchase price depends on several factors: the remaining balance, interest rate, number and size of remaining payments, the borrower’s payment history and credit risk, the condition and value of the underlying property, and current market conditions in California.
4. Are there fees or hidden costs I should worry about?
No — a reputable buyer will not charge you seller fees or hidden costs. You should receive your net proceeds without being hit with unexpected closing fees or commissions.
5. How long does the process take to close and receive funds?
Once you accept an offer and all required documents are in order, the process can close in as little as 3 weeks (and sometimes faster). We handle the paperwork, title work and closure so you don’t have to.
6. What happens if the borrower is behind on payments or the property has issues?
Even if payments are late, property value is declining, or other complications exist, we’ll often structure a purchase plan that addresses those issues. We specialize in notes others might reject. The key is full disclosure of the situation so we can present a tailored offer