“I sold two real estate notes to you for my clients. Each of the mortgages had real problems. You handled the transactions in a professional manner and served my clients well.” DS,Flint, MI
Sell Michigan Mortgage Note – Michigan Mortgage Note Buyers
At American Funding Group, we’ve been buying private mortgage notes in Michigan for more than 30 years. We’ve helped note holders across Detroit, Grand Rapids, Lansing, Ann Arbor, and communities throughout the state turn their real estate paper into cash — even when other buyers said no.
Veteran-owned and operated since 1989
30+ years buying mortgage notes nationwide — no brokers, no fees
BBB A+ Rated | 5.0★ Google Reviews| Chamber of Commerce Reviews
Personalized solutions — we handle complex or “hard-to-sell” notes
Fast closings (usually within 4 weeks) and clear communication every step
Holding a Michigan Mortgage Note? Here’s What You Need to Know
If you’re a note holder in Michigan, you already know that every monthly payment you collect is tied to the borrower’s ability — and willingness — to keep paying. While some note holders enjoy the steady stream of income, many Michiganders realize over time that selling their mortgage note makes more sense.
Why? Because life changes. Maybe you need cash to pay off debt, help a child with college tuition, or reinvest into another opportunity. Or maybe you’re just tired of managing the hassles that come with being the “bank.
For over 3 decades, we have resolved difficult issues which occur in selling a Land Contract… buying land contracts which other note buyers couldn’t buy.
Sell Your Michigan Land Contract to American Funding Group
Are you holding onto a Michigan land contract and looking for a way to convert it into immediate cash? Selling your land contract to a Michigan note buyer could be the perfect solution. We specialize in helping property owners like you unlock the value of your land contract swiftly and efficiently.
Our Michigan Note Buyers buy a wide range of notes
At American Funding Group, we purchase various types of private notes, including:
- Mortgage Notes (1sts and 2nds)
- Mortgage Loan Portfolios
- Non-Performing Mortgage Notes
- Trust Deeds
- Agreements For Deed
- Land Contracts
- Contract for Deeds
- Business Notes
- Chattel Mortgages
- Commercial and Residential Notes
Even if your note has issues, we can still provide a solution. For over 30 years, we’ve creatively solved problems with purchasing notes that other buyers couldn’t buy. And we also buy real estate notes in other states.
If you want to know better what is a note buyer, click here.
Why Sell Your Land Contract?
There are many reasons why you might consider selling your land contract:
- Immediate Cash Flow: Selling your land contract provides you with a lump sum of cash, offering financial freedom and the ability to invest in other opportunities or address pressing needs.
- Avoid Management Hassles: Owning a land contract means you are responsible for managing the property and collecting payments. Selling the contract transfers these responsibilities and provides you with a one-time cash payout.
- Market Conditions: If you believe current market conditions might negatively impact your property’s value or the reliability of your buyer, selling your land contract can help you secure a fair price before conditions change.
Get Started Today
To begin the process, simply fill out the form on our website. In a few short weeks, you could be free from the hassle, stress, and waiting associated with managing your land contract note.
Still have questions? Check out our Frequently Asked Questions Page →

Don’t waste time listing your land contract with a broker. Contact American Funding Group directly to receive a fair offer and sell your note quickly.
Call us at (772) 232-2383 or fill out the form on our website.
How It Works
At American Funding Group, we streamline the process of selling your land contract:
- Evaluation: We begin by evaluating your land contract and the underlying property. This includes the review of the contract terms, payment history, and the property’s market value.
- Offer: Based on our evaluation, we make a competitive cash offer. Our goal is to provide you with a fair price that reflects the value of your contract while maintaining a smooth transaction for you.
- Closing: Once you accept our offer, we handle all the paperwork and legalities, ensuring a hassle-free closing process. You obtain your cash payment promptly, and the buyer takes over the contract.
Choose American Funding Group To Sell Your Land Contract
We offer several advantages when selling your land contract:
- No middlemen or fees
- Over 30 years of experience
- A smooth and professional process
- The ability to sell all or part of your note
Why Choose Us?
We pride ourselves on offering personalized service and quick, efficient transactions. Our team of experts understands the intricacies of Michigan land contracts and provides transparent, fair evaluations to ensure you get the best possible deal.
Contact Us Today
Let’s Help You Sell Your Land Contract
We’re here to help you sell your land contract and unlock the cash you deserve. Contact us today to get started!
Submit the short form on the top of this page to get the process started!
Weigh Your Options Before You Sell Your Note.
📞 Call (772) 232-2383 or Get My Note Quote Now
Give Us A Call Now At: (772) 232-2383

We have been helping Michigan note holders just like you, for over 30 years, to sell land contracts, sell a private mortgage or sell almost any owner financed note. We would like to help! As Michigan note buyers and we would love to buy your land contract.
Ready to Get Started?
If you’re ready to explore your options for selling your Michigan land contract, contact American Funding Group today. Our friendly professionals are here to answer your questions and guide you through the process, helping you turn your land contract into cash effortlessly.
If you want to free up cash stuck in a note you own… we are here to help! If you prefer to talk to someone in our office before submitting your property information, just give us a call today at (772) 232-2383.
We buy notes in all Michigan cities as well as Michigan commercial real estate notes!
Frequently Asked Questions
1. Can I sell only part of my note instead of the entire thing?
Yes — you can sell all or part of your note. If you’d like to retain a portion of the future payments and monetize the rest now, we can structure a deal to fit your goals.
2. Do you buy notes secured by land contracts, deeds of trust, or owner-financed contracts in Michigan?
Absolutely. We purchase a wide variety of real‐estate-backed notes in Michigan, including land contracts (agreement for deed), first and second liens, owner-financed contracts, and commercial notes.
3. What factors go into your offer amount for a note?
We evaluate:
- The balance, interest rate, monthly payment, and number of remaining payments.
- The quality and location of the underlying property in Michigan.
- The borrower’s payment history and likelihood of future performance.
- Any legal or regulatory issues specific to Michigan (state laws, priority of liens, etc.).
4. How long does the process take from submitting my note to receiving cash?
Typically, it takes just a few weeks once all the documentation is in order. The first step is our evaluation; once you accept our offer, we handle the closing so you will receive your funds promptly.
5. Will there be hidden fees or costs for me?
No — there are no seller commissions, no listing fees, and no surprise costs. We handle the paperwork and closing logistics, so your net proceeds are exactly as quoted in our offer to you.
6. What are the benefits of selling my note now instead of holding it long-term?
By selling your note you can:
- Unlock immediate cash rather than wait years for payments.
- Shift the burden of collection, record-keeping, and managing property off your shoulders.
- Avoid potential future problems (borrower default, property value decline, regulatory changes) by converting paper into cash now.