Kevin was so insanely helpful for the entire process of selling the note. He really went above and beyond making sure everything was done and that we had minimal work to do on our end. It was great working with him, and I’d highly recommend him to anyone and everyone. MC, Lincolnton, NC
Want to Sell a NC Mortgage Note? You’re at the Right Place!
Whether you’re in Charlotte, Raleigh, Asheville, or anywhere in between, we’re ready to help you turn your private mortgage note into cash — quickly, easily, and without the stress.
Welcome to American Funding Group, your trusted North Carolina note buyers with over 30 years of experience in purchasing private notes. From the Blue Ridge Mountains to the Outer Banks, we’ve worked with note holders across the state to solve complex note issues and put real money in their hands — even when other buyers couldn’t.
Veteran-owned and operated since 1989
30+ years buying mortgage notes nationwide — no brokers, no fees
BBB A+ Rated | 5.0★ Google Reviews| Chamber of Commerce Reviews
Personalized solutions — we handle complex or “hard-to-sell” notes
Fast closings (usually within 4 weeks) and clear communication every step
✅ Get a Fast, Fair Offer in 24 Hours
Ready to move on from managing your note? Just fill out the short form on this page or give us a call at (772) 232-2383 and we’ll give you a no-obligation, fair offer — typically within one business day.
Why Sell Your North Carolina Mortgage Note?
If you’ve been collecting monthly payments on a mortgage note or deed of trust in North Carolina, you know the drill — payment tracking, IRS paperwork, collections, and sometimes the fear of foreclosure or default. It’s not always smooth sailing, especially if your borrower hits hard times.
By selling your note, you can:
- Pay off high-interest debt
- Invest in a new opportunity (maybe even some land out in the Smokies)
- Cover tuition at UNC or NC State
- Fund retirement or medical needs
- Simply enjoy peace of mind
Whether you want to sell the full note or just a portion, we’re here to make it easy.
Ready to Start? fill out the above form Or Call (772) 232-2383 now for a fast-fair offer on your note payments within 24 hours
We Buy All Types of Notes in North Carolina
Don’t worry if the borrower has spotty credit or the paperwork isn’t perfect. For over three decades, we’ve made creative solutions work where others gave up.
We buy:
- Real Estate Notes
- Deeds of Trust
- Mortgage Notes
- Land Contracts
- Owner-Financed Notes
- Business Notes
- Commercial Notes
- Real Estate notes in other states
- Partial Payments (Sell just part of your note — keep the rest!)
From bustling urban areas like Durham and Greensboro to quieter corners of the state like Boone or New Bern, we’ll make a fair cash offer for your private note.
Just submit your info to our North Carolina Note Buyers through the form on this page, we’ll evaluate it and get you a guaranteed offer within 24 hours. Still have questions? Check out our Frequently Asked Questions Page →
Local Insight, National Reach — A Buyer You Can Trust
We know North Carolina. We understand the unique challenges and opportunities in the local real estate market, from coastal zoning in Wilmington to investment trends in Chapel Hill.
But we also bring national experience to the table, giving you peace of mind that your transaction will be handled smoothly, professionally, and with respect. No fees. No brokers. No wasted time.
“We’ve helped note holders across North Carolina sell their notes fast, even when others couldn’t. Let’s find a solution that works for you.”
Avoid the hassle of listing your private note with a broker. At American Funding Group we actively purchase notes. Call one of our North Carolina Note Buyers today at (772) 232-2383
Here’s How It Works:
- Fill out the short form on this page or call us at (772) 232-2383
- We’ll review your note and provide a no-obligation offer within 24 hours
- If you accept, we handle all the paperwork and closing
- You get cash in hand — fast
No headaches. No waiting. Just results.
Why Work With American Funding Group?
- Over 30 years of note-buying experience
- Personalized, one-on-one service from real experts
- Creative solutions for problem notes
- No fees or commissions
- Based in the U.S. — real people, real answers
- Read About us to understand our relationship with note sellers
See our Google reviews and what other note sellers have said about working with us — and see why so many trust American Funding Group when they want to sell mortgage notes in North Carolina.
Let’s Chat! Your Note Could Be Worth More Than You Think.
Whether you’re managing a note on a house in Fayetteville, a cabin near Blowing Rock, a rental in Winston-Salem, or a commercial note in Raleigh, we’d love to make you an offer.
📞 Call us now at (772) 232-2383… Or fill out the form below on this page to get your free quote today!
We’re American Funding Group — Your North Carolina Note Buyers.
Helping North Carolinians just like you for over 30 years
📞 Call (772) 232-2383 or Get My Note Quote Now
Or Give Us A Call Now At: (772) 232-2383
Frequently Asked Questions
1. Can I sell all or just part of my mortgage note in North Carolina?
Yes — you can sell the entire note or just a portion of the remaining payment stream. Selling a portion gives you immediate liquidity while still retaining future income.
2. What types of notes will you buy in North Carolina?
We purchase a wide range of real-estate-secured notes throughout North Carolina: first and second liens, deeds of trust, land contracts (agreements for deed), owner-financed contracts, commercial notes, performing and non-performing notes.
3. How do you determine how much you’ll pay for my note?
We evaluate several key factors, including: the original note balance, interest rate, monthly payment amount, number of remaining payments; the property securing the note (value, condition, location); the borrower’s payment history and risk of future default; and state-specific issues like lien priority or foreclosure conditions in North Carolina.
4. Are there any fees or hidden costs for me as the seller?
No — you will not pay seller-commissions or hidden fees. A trustworthy note buyer covers document review, closing logistics and handles the process so you walk away with a transparent net payment.
5. How long does it take from submitting my note to receiving funds in North Carolina?
Once you accept the offer and all documentation is in order, most transactions can close in a few weeks. Timing depends on the complexity of the note, lien status, property issues and required due diligence.
6. What if the borrower is late on payments or the property has problems?
Even if the borrower is behind, or the underlying property has issues, we still evaluate the opportunity. We specialize in customizing offers for challenging notes — as long as all facts are disclosed, we’ll structure a solution that addresses the risk and lets you convert your paper into cash.
We buy mortgage notes nationwide, not just in North Carolina. See our full coverage here: We Buy Notes in All 50 States. Or compare your options on our Nationwide Note Buyer page