⭐ Sell Your Mortgage Note Nationwide

Get a Fast, Fair Cash Offer From a Trusted Buyer Since 1989

Want to sell a mortgage note Nationwide? That shouldn’t be complicated. Whether your note is in a major city, a small town, or anywhere in between, American Funding Group, Nationwide Mortgage Note Buyers, provide fast, transparent, nationwide note-buying service backed by 30+ years of trust.

We buy:

• Mortgage notes
• Trust deeds
• Land contracts
• Agreements for deed
• Real estate contracts
• Partial notes
• Non-performing notes (case-by-case)
• Residential, commercial, and land-secured notes

If your note is backed by real estate, we’re ready to make you a fair, no-obligation offer.

Selling a mortgage note can feel overwhelming — especially when you’re not sure who you can trust, how much your note is really worth, or whether the buyer you choose can close quickly and handle all the details. At American Funding Group, we’ve spent more than 30 years helping note holders across the country turn their monthly payments into immediate, dependable cash.

Whether your note is backed by a single-family home, a piece of land, a rental property, a commercial building, or an agreement for deed, you’ll get:

• A fair, straightforward offer
• Clear explanations
• No commissions
• No hidden fees
• One-on-one communication
• A smooth closing — even if your note has challenges

We buy mortgage notes nationwide, including Florida, Texas, and every state from coast to coast.

⭐ Why Work With a Nationwide Mortgage Note Buyer?

Choosing a national buyer gives you faster decisions, more flexible options, and a higher level of expertise than a small local company or a one-person broker.

✔ Speed + Experience Across All 50 States

We review notes from every type of market — rural, urban, suburban — so we can evaluate deals more efficiently and give offers faster than most regional buyers.

✔ Clear, Transparent Pricing

We explain your offer in plain English:

• how interest rate affects value
• how borrower performance affects price
• how property type modifies risk
• how partial note purchases work
• why some notes receive premium pricing

No pressure. No jargon. Just clarity.

✔ Flexible Purchase Options

You can sell:

• the full note, for maximum immediate cash
• a partial note, so you receive cash today AND future payments
• a customized split, based on your needs

Many sellers choose partials because they provide instant liquidity while preserving long-term income.

✔ We Handle Complex Notes Every Day

Even if your note has:

• slow payments
• missing paperwork
• a small or zero down payment
• rural collateral
• a second-lien position
• family-financed terms
• mixed commercial/residential use

…we can often find a solution other buyers can’t.

✔ No Commissions or Hidden Costs

Our offer is net to you.
We pay for:

• Due diligence
• Recording fees
• Document prep
• Closing costs

You receive the amount we quote — without surprises.

⭐ What We Buy Nationwide

We purchase real estate–secured notes in all 50 states. If your note is backed by property, we likely buy it.

🏡 Residential Notes

Residential notes make up the majority of seller-financed transactions nationwide. We buy notes backed by:

• Single-family homes
• Condos & townhomes
• Rental properties
• Manufactured homes with land
• Multi-family (duplex, triplex, quad)
• Homes in HOA communities
• Rural or non-traditional areas

Example:
A note seller in rural Tennessee recently sold us a $112,000 note on a manufactured home with land. The borrower had a few slow payments, but we still structured a fair partial purchase so the seller got cash fast without giving up the entire payment stream.

🌲 Land & Acreage Notes

Land notes often worry sellers because banks avoid them — but we buy them regularly.

We purchase notes secured by:

• Vacant lots (improved or raw)
• Agricultural land
• Ranchland & farmland
• Suburban or rural acreage
• Off-grid or lightly developed parcels

Example:
We recently purchased a land contract on 5 acres in northern Michigan, offering a strong price even though it was in a low-population county.

🏢 Commercial Notes

Commercial notes can be more complicated, but our decades of experience help sellers close smoothly.

We buy:

• Retail storefront notes
• Office building notes
• Light industrial & warehouse notes
• Mixed-use properties
• Small business real estate-secured notes

Example:
We helped a Texas seller liquidate a contract for deed on a small office/warehouse, handling all reporting and documentation so he could reinvest in a new project.

📑 Other Real Estate–Secured Notes

We buy:

• Trust deeds
• Land contracts
• Agreements for deed
• Contracts for deed
• Private notes
• Partial notes
• Non-performing notes (case-by-case)

Each note type has its own structure, risks, and valuation — and we walk you through all of it step-by-step.

⭐ How Our Nationwide Note-Buying Process Works

Our process is simple, fast, and designed to keep you informed at every step.

Step 1 — Tell Us About Your Note

Share the basics: property type, payment amount, balance, interest rate, payment history, and location.
You can send it online or by phone.

Step 2 — We Evaluate the Borrower & Property

We review the borrower’s history through a soft credit pull (no score impact).
We also assess the property type, its value, and any unique risk factors.

Step 3 — Receive a Clear, No-Fee Cash Offer

We explain how we arrived at the offer amount so you understand it fully.
There are zero fees, zero commissions, and no out-of-pocket costs.

Step 4 — Close & Get Paid

Closings typically take around 4 weeks from receiving documents.
We handle the paperwork, keep you updated, and answer questions anytime.

⭐ Where We Frequently Buy Notes (Nationwide Coverage)

We purchase notes nationwide, including:

• Florida — Miami, Tampa, Orlando, Naples, Jacksonville, Pensacola
• Texas — Houston, Dallas, Austin, San Antonio, McAllen, Fort Worth
• Michigan — Detroit, Grand Rapids, Flint, Lansing
• North Carolina — Charlotte, Raleigh, Greensboro
• Arizona — Phoenix, Mesa, Tucson
• California — Los Angeles, San Diego, Sacramento, Fresno
• New York — NYC boroughs, Buffalo, Rochester, Albany

These states have especially high seller-financing activity.

Even if you’re in a small town or rural area, we can still help — we frequently buy notes in low-population counties.

⭐ Why Note Sellers Across the US Choose American Funding Group

✔ Trusted since 1989
✔ BBB A+ rating
✔ Veteran-owned
✔ Thousands of notes purchased
✔ No fees or commissions
✔ Experience with complex notes
✔ National real estate expertise
✔ Clear communication from start to finish

We treat people the way we want to be treated — with respect, honesty, and transparency.

⭐ What Note Sellers Say About Us

⭐ “Professional, Patient, and a Pleasure to Work With”

Peter G. – Austin, TX

“Kevin found a way to work with me and correct everything. Patient, professional, and an absolute pleasure to work with.”

⭐ “Smooth and Timely”

Note Seller from FL

“Everyone was courteous and the transaction was smooth and timely.”

⭐ “Handled Challenges With Professionalism”

J & B.M. – Palm City, FL

“We appreciate the way you overcame challenges with the payor. Very satisfied.”

⭐ ⭐ Request Your Nationwide Mortgage Note Offer

Whether your note is in Florida, Texas, or any other state, we’re ready to give you a fast, fair, no-obligation offer.

📞 Call (772) 232-2383 or 📩 Fill out the form below to get started.