Sell Your Texas Mortgage Note — Get Paid Fast, No Hassle
Holding a mortgage note on a Texas property? Wondering if now’s the right time to turn those monthly payments into cash in hand?
Whether it’s a residential home in Dallas, a seller-financed duplex in San Antonio, a commercial deal in Houston, or a vacant land sale out in East Texas, we’re buying Texas notes right now—and we’re doing it fast.
American Funding Group are your Texas Mortgage Note Buyers. We have been purchasing private real estate notes for over 30 years. We’ve worked with thousands of note holders across the Lone Star State, helping them unlock the value of their future payments and get the cash they need today.
🏡 Texas Real Estate Is Booming… But It’s Also Changing
We’ve seen firsthand how rapidly the Texas real estate market can shift. One year, Austin is leading the nation in home value appreciation. The next, insurance costs in Houston or rising property taxes in Travis County are squeezing returns.
That’s why more and more Texans are choosing to cash out now while values are still strong—and before borrower issues or market corrections cut into their note’s value.
💬 Why Texas Note Holders Sell
Every situation is different, but here are the top reasons our clients choose to sell:
- 🧾 Simplify retirement planning
- 💳 Pay off credit cards or back taxes
- ⚖️ Settle divorce or inheritance disputes
- 🧠 Eliminate IRS reporting and record-keeping
- 🚫 Stop chasing late payments or worrying about foreclosure
- 💡 Reinvest in a new opportunity or property
Texas property laws—especially around contracts for deed—can be tricky. The sooner you sell, the fewer headaches you have.
Just submit your info to our Texas Mortgage Note Buyers through the form on the top of this page, we’ll evaluate it and get you a guaranteed offer within 24 hours. Still have questions? Check out our Frequently Asked Questions Page →
🛠️ We Buy Notes of All Types Across Texas
We purchase notes tied to all kinds of real estate across the state, including:
- ✅ Residential Mortgage Notes (1st & 2nd position)
- ✅ Commercial Notes
- ✅ Deeds of Trust
- ✅ Land Contracts & Contracts for Deed (very common in Texas!)
- ✅ Owner-Financed Notes
- ✅ Business Notes secured by real estate
- ✅ Partial Notes (Sell just part of your future payments)
- ✅ Non-performing or “problem” notes
🏙️ Where We Buy in Texas
Our buyers are familiar with local conditions across Texas, including:
- DFW Metroplex – High appreciation but increased regulatory pressure
- Austin – Skyrocketing prices but sensitive to rate changes
- San Antonio – Steady growth and strong rental markets
- Houston – Diverse property types, insurance volatility
- West Texas – Land-rich deals with fewer institutional buyers
- East Texas – Unique seller-financed land contracts, timber and rural properties
No matter the region or condition of the note, we’ll take a look. And in Texas, where the real estate market can be unpredictable — especially with recent property tax spikes and insurance costs skyrocketing — liquidity is king.
Check out the below articles when you are thinking of selling your Texas Mortgage note.
⚙️ How It Works — Selling Your Texas Mortgage Note
We make it simple and fast. Here’s what to expect:
- Submit Your Info
Just fill out the form on this page below or call us at (772) 232-2383 - Get a No-Obligation Offer
We’ll review your note and property and make a fair offer within 24 hours - Close Fast and Get Paid
Once you accept, we’ll take care of all the paperwork and closing.
You’ll receive funds in as little as 2–3 weeks.
We cover all costs and closing fees—you pay nothing out of pocket.
And yes, we can often close in as little as 2-3 weeks, depending on the note.
I’d like BEST PRICE for ALL or PART of My Note
The Texas Market Is Unique — So Are We
From surging values in booming cities like Austin and Plano to slower-moving rural areas where financing can get tricky — we know Texas.
We understand the quirks of Texas real estate law (like how contracts for deed are treated differently than in other states), the nuances of deed of trust foreclosures, and the risks noteholders face if a borrower stops paying in a judicial vs. non-judicial county.
That’s why experience matters. We’ve been helping note holders navigate these exact issues since the late 1980s.
Why Choose American Funding Group?
- ✅ 30+ Years Experience buying Texas notes
- ✅ Direct Buyer — No Middlemen
- ✅ Fast, Fair Offers in 24 Hours
- ✅ No Hidden Fees or Surprises
- ✅ We Handle All the Paperwork
- ✅ We Buy Notes Other Buyers Won’t Touch
Don’t just take our word for it — read our testimonials and see why so many Texans trust American Funding Group to turn their notes into cash. Keep in mind that we also buy real estate notes in other states.
Here are some articles that might be helpful when thinking about selling your Texas Mortgage Note.
🤔 Still Wondering If It’s Time To Sell?
If you’re still weighing your options, here’s something to consider… Every day you hold your note, you’re exposed to risk.
Market values can dip. Borrowers can miss payments.
Property taxes and insurance premiums can spike—especially in Texas.
Don’t wait until your note becomes more trouble than it’s worth.
✅ Get Your Texas Mortgage Note Offer Today
Selling your Texas note doesn’t have to be stressful.
It starts with a short phone call or quick form submission—and ends with you holding cash you can use now, for whatever matters most.
📞 Call us now at (772) 232-2383
Or fill out the short form at the top of this page to get started.
We’re here to answer your questions, provide a fair offer, and walk you through the process from start to finish—with no pressure and no obligation.
Let’s Unlock the Value of Your Texas Note — Together.
Turn those future payments into cash today.
Avoid the risks. Eliminate the stress.
Get a fast, fair offer within 24 hours.