Start With What You Want to Accomplish
If you own an Arizona mortgage note or deed of trust, you may be considering selling because you want a lump sum, need capital for another investment, no longer want to manage the payments, or simply want less uncertainty. Before discussing price, I want to understand what you are trying to accomplish.
Since 1989, I have helped note holders evaluate performing, non-performing, inherited, and other seller-financed notes. Depending on your needs, the right answer may be a complete sale, a partial sale, or continuing to hold the note. My job is to explain the alternatives clearly so you can decide what works best for you.
American Funding Group purchases notes secured by property throughout Arizona, including Phoenix, Tucson, Flagstaff, Scottsdale, Mesa, Gilbert, Sedona, and surrounding communities.
Why Arizona Note Holders Trust Us
A mortgage note’s value depends on more than its unpaid balance and monthly payment. The payment history, note terms, documentation, lien position, property value, available equity, and borrower all matter. A problem in one area does not automatically mean the note cannot be sold.
Selling all or part of your Arizona note may help you:
- Receive a lump sum now
- Create capital for another investment or personal need
- Reduce the risk of a future borrower default
- Stop managing payments, records, and tax reporting
- Preserve some future income through a partial sale
I have worked with notes involving missed payments, document problems, title issues, unusual collateral, and uncooperative borrowers. I cannot promise that every note can be purchased, but I can evaluate the facts and explain what may realistically be possible.
What Note Sellers Say About Working With Us

Clear communication and follow-through matter just as much as the offer. These comments are from note holders who have completed transactions with American Funding Group:
One of our customers, A.C. Of Rochester, NY, had this to say: “American Funding Group, we want to send you a special thanks for your kindness, promptness and thoroughness in the way you handled our transaction. We were more than satisfied and will recommend you highly in the future.”

“The cash settlement you gave me exceeded my expectations. I would not hesitate one moment to recommend you.“ J.S., Ft. Worth, Texas
“The transaction was handled very well. We appreciate the way you were able to overcome the problems, particularly the lack of cooperation of the payor. Great job! “ J. & B. M., Palm City, FL.
Types of Arizona Notes We Consider
- Performing and non-performing mortgage notes
- Deeds of trust and promissory notes
- Seller-financed residential, commercial, and land notes
- First- and second-position liens
- Inherited and divorce-related notes
- Full and partial note purchases
We evaluate each note individually. The property, available equity, lien position, documents, borrower’s payment history, and your objectives all affect whether a purchase makes sense and how it might be structured.
What Happens After You Contact Us?
Call me at (772) 232-2383 or complete the short form on this page. We’ll begin with what you are trying to accomplish and the basic facts about your note, the borrower, and the Arizona property securing it. There is no upfront fee or obligation.
Once we have enough information, we’ll review the note terms, payment history, property value, available equity, lien position, and documents. In many cases, we can provide an initial offer within 24 hours. If the note has complications, I’ll explain what additional information we need and what may realistically be possible.
Before making a decision, you can also review our frequently asked questions, read what other note sellers have said about working with us, and see our Google reviews.
Why Work With American Funding Group?
I have been purchasing private mortgage notes since 1989. That experience matters when a transaction involves unusual documents, title questions, payment problems, borrower issues, or a seller who needs something other than a complete sale.
An offer is only useful if the transaction is clearly explained and closes as promised. We coordinate the evaluation, due diligence, title work, documents, and funding while keeping you informed throughout the process.
- Complete and partial note-purchase options
- Direct communication with an experienced note buyer
- No upfront fees or commissions
- Normal closing costs paid by American Funding Group
- Clear explanations without pressure
- Professional coordination through closing
📞 If you would like to discuss your Arizona note before completing the form, call me at (772) 232-2383.
Experience Matters When Every Note Is Different
No two Arizona mortgage notes are exactly alike. The property may be different, the payment history may be different, and what you need from the transaction may be different. That is why I prefer to look at the facts before telling you what I think your options are.
Sometimes a complete sale makes sense. Sometimes a partial sale can provide the cash you need while allowing you to keep an interest in the note. And sometimes, after looking at the numbers, keeping the note may be the better choice.
My goal is to give you enough information to make that decision for yourself.
Explore Your Options Before Selling Your Arizona Note
Call me at (772) 232-2383 or complete the short form below. I’ll review the information and help you understand what options may make sense for your note. There is no obligation to sell.
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See how we can help you!
American Funding Group, is a premier note investor, buying notes in all states. We specialize in residential and commercial performing real estate notes in the US. We love helping note holders who are in tough situations. We will work with you to find a win-win solution so you get the most from selling your real estate note.
📞 Call (772) 232-2383 or Get My Note Quote Now
American Funding Group purchases mortgage notes nationwide, not just in Arizona. You can learn more about the areas we serve on our We Buy Notes in All 50 States page.