💵 Looking to Sell a Mortgage Note in Illinois? Let’s Make It Easy.
Whether your note is tied to a bungalow in Berwyn, a historic brownstone in Hyde Park, a rental duplex in Rockford, or a farmland estate outside Springfield, we’re ready to make you a fair cash offer—fast.
At American Funding Group, we’ve been purchasing private mortgage notes across the U.S. for over 30 years, and we’re actively buying right here in Illinois right now. So if you’re holding a real estate note in the Prairie State and want to cash out—you’re in the right place.
🏙️ Why Illinois Note Holders Are Cashing Out Now
Illinois has seen some unique real estate shifts over the past few years—especially post-pandemic. With rising property taxes in places like Cook County, variable market conditions in Champaign and Peoria, and ongoing interest rate fluctuations, many note holders are realizing the time is right to convert future payments into cash today.
Maybe your buyer’s been slow on payments. Maybe you just want to simplify your finances. Either way, we’re here to help.
Selling your Illinois real estate note can allow you to:
✅ Eliminate complex tax reporting and accounting headaches
✅ Pay off debt or reduce financial risk
✅ Invest in another property or opportunity
✅ Remove the burden of managing payments or chasing late borrowers
Call (772) 232-2383 now for a fast-fair offer on your note payments within 24 hours
🕐 Fast Offers. Quick Closings. No Hassles.
We make the process simple:
📞 Call us at (772) 232-2383 or fill out the quick form on this page.
📝 Tell us about your note, the property, and the borrower.
💰 Get a fair offer—usually within 24 hours.
💵 Have cash in your account within 21 days or less.
We buy notes throughout Chicago, Aurora, Naperville, Joliet, Elgin, Decatur, and everywhere in between. Whether your property is in a booming suburb or a rural area—we’ll take a look.
[📷 Selling all or part of your note gives you instant access to your equity while eliminating the work and stress of managing it yourself.]
👷♀️ We Buy Notes That Others Turn Down
If another note buyer said “no,” don’t worry—we might say yes.
Over the years, we’ve built a reputation for solving the trickiest scenarios:
- The borrower is behind on payments
- The property type is unconventional
- You only want to sell part of the payments
- The paperwork isn’t perfect
- The note was created as part of an inheritance or divorce settlement
We purchase …
- 🏡 Mortgage Notes (First and Second Position)
- 🧾 Deeds of Trust
- 📄 Land Contracts & Agreements for Deed
- 🏢 Commercial Notes
- 💼 Business Notes
- 📉 Partial Payments (sell just a portion of your future payments)
- 🏠 Owner-Financed Residential Notes
- 📍 Notes from across Illinois—and even other states
- Just tell us about your situation. We’ll work with you.
Just submit your info to our Illinois Note Buyers through the form on this page, we’ll evaluate it and get you a guaranteed offer within 24 hours. Still have questions? Check out our Frequently Asked Questions Page →
💬 “Can I Really Sell My Illinois Mortgage Note?”
Absolutely. Thousands of Illinois property sellers have used seller financing to close real estate deals, and when circumstances change—whether due to retirement, divorce, job change, or market shifts—it often makes more sense to convert that long-term investment into immediate cash.
We’ve helped note holders from:
- 🏘️ Suburban areas like Schaumburg, Tinley Park, and Plainfield
- 🏙️ City neighborhoods like Lincoln Square, Englewood, and Bridgeport
- 🌽 Rural regions like McLean County, LaSalle County, and Kankakee County
And we’re ready to help you too.
The Process To Sell Your IL Mortgage Note…
- Reach out – Submit your information online or call us at (772) 232-2383
- We evaluate – We’ll review your note, borrower, and property
- You get an offer – A fair, no-obligation cash offer in 24 hours
- You choose – Accept the offer and get paid in as little as 21 days
We handle all closing costs, title work, and documentation.
You’ll pay nothing out of pocket—we cover it all.
Need just partial cash now? We can buy a portion of your note and leave you the rest for later income. In some cases, we can even structure the deal so you receive more than face value over time. Call us and ask how.
It’s simple, quick, and secure.
Get Your Cash Offer By Tomorrow. Have Cash In Hand Within 21 Days.
🧭 Why Work With Us?
- 🔒 Trustworthy – Over 30 years of experience buying private notes
- 🧠 Problem-solvers – We’ve helped note holders in difficult, complex situations
- 🚫 No fees or middlemen – We’re direct note buyers, not brokers
- 💼 Professional and transparent – You’ll always know where you stand
- 🏆 Nationwide reach, local knowledge – We understand Illinois market conditions and property types
☎️ Ready to Turn Your Illinois Note Into Cash?
The market won’t wait forever. If you’re ready to unlock the value of your real estate note, let’s talk. Our team of Illinois note buyers is here to give you options—not pressure.
📲 Call us at (772) 232-2383 for a fast, fair offer
📝 Or fill out the short form below to get started
I’d like BEST PRICE for ALL or PART of My Note

We’ve helped note holders in every corner of Illinois—and we’d be honored to help you too. Whether you’re ready to cash out now or just exploring your options, let’s have a conversation.
Proudly Buying Notes in:
- Chicago | Rockford | Springfield | Naperville | Peoria
- Champaign | Decatur | Aurora | Waukegan | Joliet
- Plus rural counties, farmland areas, and small towns statewide
✅ Let’s turn your future payments into present-day peace of mind.
✅ Get a fair offer on your Illinois note within 24 hours.