What Types of Real Estate Notes Do We Buy?

Turn Your Real Estate Note Into Cash — On Your Terms

If you own a private mortgage note, deed of trust, land contract, or other real estate-secured note, American Funding Group may be interested in purchasing some or all of the payments you are receiving.

We’ve been buying real estate notes nationwide since 1989, and no two transactions are exactly alike. Before recommending a full or partial purchase, we first want to understand the note, the property securing it, and what you’re trying to accomplish. Sometimes selling the entire note makes sense. Sometimes a partial sale is a better fit — and sometimes keeping the note may be the better choice

What Types of Real Estate Notes Does American Funding Group Buy?

American Funding Group purchases most types of privately held notes and debt obligations secured by real estate, including:

Private Mortgages
Deeds of Trust
Land Contracts, Contracts for Deed and Agreements for Deed

The important starting point is that the note or obligation must be secured by real estate. We purchase both performing and non-performing notes, and we consider first and second liens depending on the property, note terms and circumstances.

What Types of Property Can Secure the Notes We Buy?

Over the years, we’ve purchased real estate notes secured by many different types of property across the country. We’ve worked with everything from single-family homes and condominiums to apartment properties, commercial buildings, farms, ranches and land.

The property securing the note matters because its type, condition, location and value are all part of our evaluation.

Residential

Single-family homes
Condominiums and townhomes
Manufactured homes when the land is included
Duplexes and other multifamily properties

Commercial

Retail properties
Office buildings
Warehouses and light industrial properties
Other income-producing commercial real estate

Land

Lots and acreage
Farms and ranches
Other land when there is sufficient value and a reasonable market for the property

Our purchases have included notes secured by a Texas ranch with residences, a manufactured home with land in North Carolina, and residential properties in markets such as California and Florida.

Properties We Generally Avoid

Remote or difficult-to-market land with limited demand
Manufactured homes without land
Highly speculative raw land

Full or Partial Sale — You Have Options

Selling a real estate note doesn’t have to mean selling every remaining payment. We start by understanding what you’re trying to accomplish and how much cash you actually need. From there, we can evaluate whether a full sale or a partial sale makes more sense for your situation.

Full Sale

With a full sale, we purchase all of the remaining payments in your note. You receive a lump sum of cash and transfer the remaining payment stream to us.

This can make sense when you want to eliminate the responsibility of holding the note or need a larger amount of cash for another purpose.

Partial Sale

If you don’t need to sell the entire note, a partial sale may allow us to purchase only a portion of the payments. You receive the cash you need now while retaining an interest in the remaining payments.

There are different ways to structure a partial purchase depending on the note and your objective. We’ll explain the alternatives so you can compare them before deciding what works for you.

Why Work With American Funding Group?

American Funding Group has been buying privately held real estate notes since 1989. Over the years, we’ve purchased thousands of notes secured by residential, commercial and land properties throughout the United States.

Some transactions are straightforward. Others aren’t. We’ve worked with notes involving documentation problems, late or missed payments, inherited notes, divorce situations, unusual properties and other issues that can make a note more difficult to evaluate or sell.

That experience matters because we don’t look at every note the same way. We look at the note, the property securing it, the payment history and your particular circumstances before explaining the options available to you.

What You Can Expect From Us

A straightforward evaluation of your note and the property securing it
Full and partial purchase options when appropriate
Clear explanations so you understand what you’re being offered
No upfront fees or commissions
Direct communication with an experienced note buyer
No pressure to sell if selling the note isn’t the right choice for you

We’ve been doing this for more than three decades, but our approach is still pretty simple: understand what you’re trying to accomplish, explain your options clearly, and do what we say we’re going to do.

Ready for a Fast, Fair Offer?

Let’s talk. We’ll walk you through your options, answer your questions, and give you a no-pressure, fair offer.

📞 Call us at (772) 232-2383
📩 Or start to get a quote online by filling out the below form…

See how we can help you!

American Funding Group, is a premier note investor, buying notes in all states. We specialize in residential and commercial performing real estate notes in the US. We love helping note holders who are in tough situations. We will work with you to find a win-win solution so you get the most from selling your real estate note.