We Buy Notes in 50 States

Sell Your Mortgage Note Anywhere in the U.S. — Fast, Fair, and Trusted Since 1989

No matter where your note is located — big city, small town, rural acreage, or somewhere in between — American Funding Group is ready to make you a fast, fair, nationwide cash offer.

We buy:

  • Mortgage notes
  • Trust deeds
  • Land contracts
  • Agreements for deed
  • Real estate contracts
  • Partial notes
  • Commercial notes
  • Non-performing notes (case-by-case)

If your note is backed by real estate, we’ve likely purchased one just like it.

We buy notes in all 50 states — from Florida to Washington, from Texas to Maine.

Why Choose a Nationwide Note Buyer?

Working with a national buyer gives you advantages that local or regional buyers can’t match:

✔ Faster decisions

We evaluate notes from every kind of market, every day.

✔ Fair, transparent pricing

We explain your offer and show how it’s calculated.

✔ No fees or commissions

What we offer is net to you — we cover all costs.

✔ Experience with complex notes

Late payments, missing paperwork, rural property, unusual terms — we handle it all.

✔ Full or partial note purchases

You decide how much cash you want today.


Where We Buy Notes — All 50 States

We are an established nationwide mortgage note buyer purchasing notes anywhere in the U.S.
Below is the full list of states where we buy notes:

Alabama Alaska ArizonaArkansasCaliforniaColoradoConnecticut • Delaware • FloridaGeorgia Hawaii IdahoIllinoisIndianaIowa KansasKentuckyLouisianaMaineMaryland • Massachusetts • MichiganMinnesotaMississippiMissouri Montana • Nebraska • NevadaNew HampshireNew JerseyNew Mexico New YorkNorth CarolinaNorth Dakota OhioOklahomaOregon Pennsylvania • Rhode Island • South Carolina • South Dakota • TennesseeTexasUtah • Vermont • VirginiaWashingtonWest VirginiaWisconsinWyoming

✔ If your state is listed above, we buy notes there.

✔ If you’re unsure, call us — 99.9% of the time, the answer is yes.

Featured States Where We Buy Notes Most Often

Some states have especially high seller-financing and note-sale activity.
These are our most active regions:


Florida Note Buyers

We buy notes throughout Florida, including:

Miami • Tampa • Orlando • Jacksonville • Pensacola • Naples • Palm Coast • Fort Myers • Cape Coral • Tallahassee

Learn more: [Florida Note Buyers Page] ← (you will link this later)


Texas Note Buyers

One of the largest seller-financed markets in the U.S.

We buy notes in:

Houston • Dallas • San Antonio • Austin • Fort Worth • McAllen • Laredo • El Paso • Corpus Christi

Learn more: [Texas Note Buyers Page]


⭐ Other Important State Markets

  • Michigan — Detroit, Grand Rapids, Flint
  • North Carolina — Raleigh, Charlotte, Greensboro
  • Arizona — Phoenix, Mesa, Tucson
  • California — Los Angeles, San Diego, Fresno
  • New York — NYC, Buffalo, Rochester

(We will later create short state pages for each of your priority states.)


What Types of Notes We Buy (Nationwide)

🏡 Residential Notes

  • Single-family homes
  • Condos & townhomes
  • Manufactured homes (with land)
  • Multi-family up to 4 units

🌲 Land Notes

  • Vacant land
  • Agricultural land
  • Rural acreage
  • Improved & unimproved parcels

🏢 Commercial Notes

  • Office
  • Retail
  • Mixed-use
  • Warehouse & light industrial

📑 Other Notes We Purchase

  • Trust deeds
  • Land contracts
  • Agreements for deed
  • Partial notes
  • Non-performing notes
  • Contract for deed

How to Sell a Mortgage Note in Any State

Our nationwide process is simple:

Step 1 — Tell Us About Your Note

Balance, payment, rate, collateral, and location.

Step 2 — We Evaluate the Borrower & Property

Soft credit pull (no score impact) + property review.

Step 3 — Receive a Clear, No-Fee Offer

No commissions. No hidden costs. No delays.

Step 4 — Close & Get Paid

Most closings take around 4 weeks.
We keep you informed every step of the way.


Real Note Sellers Across the U.S. Trust Us

Peter G. – Austin, TX

“Kevin found a way to work with me on a complicated setup. Patient, professional, and an absolute pleasure to work with.

J & B.M. – Palm City, FL

“You overcame challenges with the payor. Very satisfied.”

Thousands of note sellers have trusted us since 1989.


Get a Cash Offer for Your Note — Anywhere in the U.S.

Whether your note is in Florida, Texas, West Virginia, California, or any other state, we can help.

📞 Call (772) 232-2383 or📩 Fill out the form below to get your no-obligation offer.

📞 Call (772) 232-2383 or Get My Note Quote Now

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